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Insurance

•  The structure of your home

•  Replacement costs

•  Personal possessions (up to a set limit)

• Living expenses in case of a disaster

• Liability

• Earthquake

• Mine Subsidence

Whether you are a long-time home owner or have just purchased your first home, we can custom tailor a policy to fit your needs.   As an independent agent, we are able to offer competitive coverage and premiums on traditional and manufactured homes, farms and mobile homes. 

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You can also add supplemental policies such as:

•  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

•  Flood policies

•  Umbrella policies (additional liability)

Life

Insurance

Life insurance is an important step in planning for your future and the future of your loved ones.

• Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

• Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

• Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

• Classic Car Insurance – Your classic car is an icon. Insure it well.

• RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

• Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

• Auto Insurance – Get the right insurance coverage for your car, truck, van or

        other vehicles.

• Motorcycle Insurance – Ride safe and insure your motorcycle.

• ATV and Motorsport Insurance – Insurance policies that cover all your toys.

Vehicle

Insurance

You can also add supplemental policies such as:

•  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

•  Flood policies

•  Umbrella policies (additional liability)